Hanoi5, on 2013-February-03, 12:24, said:
Club lead to the Ten and King and diamond back, taken in dummy, spades, west threw a club and west a diamond, diamonds, club finesse, on the club ace east lets go of a heart, Heart king and another.
It's right to finesse unless you have a very good reason not to. LHO has 5 vacant spaces to RHO's 8. Taking account of restricted choice, that makes the finesse (1 - 5/(13 *2)) = 21/26 ~= 80%.
And that's before we've considered East's discard of a heart on
♣A. With
♥Hxx left, he'd have to discard a heart. With
♥xx
♦x, he certainly should discard a heart, but not many players would actually do so smoothly.