Bidding proceeded:
1S 2NT*
4S 5C
5H 6S
2NT was a Jacoby game forcing spade raise
4S showed a semi-balanced minimum (less than a strong NT with no singleton or void)
5C and 5H were both cue-bids.
Opening lead was a club. Trumps broke 3-1 onside (West held K10x) but declarer lost a trump trick after leading the queen (covered) then cashed the Jack. The club loser was unavoidable after the opening lead.
Who is most at fault?

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