[rogerclee]

Anybody ever gotten their car stolen? I was playing at a sectional and my car just disappeared. I actually knew the spot that I parked at, and I looked everywhere for it, so I think it is safe to assume I lost it.

I filed a police report and called my insurance company, but I haven't heard anything yet. I am pretty sure my insurance covers this, so I'm not too worried about it.

Should I do anything else in particular?

RIP cleemobile .

[sceptic]

Actually cars do not dissappear, they have to be removed

You can not have looked everywhere for it, as it has to be somewhere

You have not lost it, it would appear to have been stolen

I find it hard to believe that , you are "only sure your insurance covers it" If you read the small print on the policy, you would know for sure if it is covered.

On a positive note, I suggest getting a bike until the insurance pays out or if you are lucky, someone finds your car and it is returned to you in the same condition it went missing or as in the case of my car that was stolen and returned to me, It had a respray (quite a good one) and they had fixed the tracking and put a new tyre on it

Sometimes from bad things there is some good come out of it, hope you are as lucky as I was, or the insurance pays out more than it was worth

[nickf]

A few years ago a friend from the country was staying with us and had her car stolen overnight. It was all the more remarkable because it was a crap car and we lived in a low-crime rate area.

A few days later, the cops ring us to say they found the car in a McDonalds car park on the other side of town. Great, we thought so my wife and friend hop in our car and drive over there. In the meantime, however, the perps had picked up their takeaway and driven off. Stupid cops.

Anyway...back to your problem. There's not much you can do except compile a long list of CDs you would like to acquire, as the insurance company will have to cough up for these as well.

nickf
sydney

[TimG]

sceptic, on Aug 3 2008, 03:29 AM, said:

I find it hard to believe that , you are "only sure your insurance covers it" If you read the small print on the policy, you would know for sure if it is covered.

I've never asked and would not know where to find the policy to read the fine print; I am not at all surprised that anyone is not 100% whether theft is covered.

If you have a loan on the car, then you are probably required to be insured for theft.

[kenberg]

I had my car stolen once. I got it back. Apparently some kids wanted to get from here to there and saw my car as an easy way to go. The police found it abandoned in the middle of an intersection with its motor running. Only the jimmied ignition was damaged.


My insurance did not cover theft. That was deliberate. I bought my first car in 1954 and I have never carried any insurance except liability (where I carry more than is legally required, I recommend this) and uninsured motorist coverage ie it insures against costs resulting from an accident with an uninsured motorist. . This has cost me only once, when I hit a deer a couple of years ago. So I figure I certainly saved enough over forty years on insurance costs to cover the deer damage and probably saved enough to cover the loss of the car from theft if I didn't get it back.


Now about your insurance. No need to guess. You call your insurance company and ask them. If you don't know who you are insured with, the state where the car is registered surely does. And as has been noted, if you have a car loan you almost certainly are covered since the bank presumably requires it. (Even the idiots who are currently in charge of bank loans are not so stupid as to waive that requirement. I hope.)

About trust and insurance: Mostly I trust, but don't be naive. You can trust, I believe, that they will tell you whether you are or are not insured. You can pretty much trust that if you are insured you will eventually get your money although there could be some hassle. The one time I collected on my uninsured motorist coverage it went like this: A guy bumped into my rear fender while I was stopped at a red light. He had no license and no insurance. He claimed I ran into him. The insurance folks claimed that they only have to pay on uninsured motorist coverage if they are 100% certain that I was 0% at fault and since he said that I ran into him they therefore didn't have to pay. Eventually my argument that they should probably believe me since the damage was at the rear fender and the guy was not exactly a solid citizen convinced the folks at arbitration that I was entitled to my money, but of course the insurance company had accomplished their objective: They had kept the money, earning a return for them, for several months. And there was always the possibility I would die or otherwise fail to pursue my claim.

So trust a bit, but don't be surprised if they get a little cute. They are not angels.

PS I changed insurance companies after my experience.

Oops. I see thay you called your ins company. So nope, there is nothing else.

[rogerclee]

sceptic, on Aug 3 2008, 01:29 AM, said:

Actually cars do not dissappear, they have to be removed

You can not have looked everywhere for it, as it has to be somewhere

You have not lost it, it would appear to have been stolen

What is the point of this?

[matmat]

rogerclee, on Aug 3 2008, 11:09 AM, said:

sceptic, on Aug 3 2008, 01:29 AM, said:

Actually cars do not dissappear, they have to be removed

You can not have looked everywhere for it, as it has to be somewhere

You have not lost it, it would appear to have been stolen

What is the point of this?

probably an attempt at being funny.

[jocdelevat]

if you are in USA be sure you check your car was not tow for wrong parking or old registration

[jdonn]

sceptic, on Aug 3 2008, 03:29 AM, said:

Actually cars do not dissappear, they have to be removed

You can not have looked everywhere for it, as it has to be somewhere

You have not lost it, it would appear to have been stolen

You are an idiot

[Gerben42]

Quote

Anybody ever gotten their car stolen? I was playing at a sectional and my car just disappeared. I actually knew the spot that I parked at, and I looked everywhere for it, so I think it is safe to assume I lost it.

Getting your car stolen just sucks big time. But, since you are in the USA, you probably have a bigger chance of getting it back then here in Europe, where stolen cars (esp. BMW, Mercedes etc.) can quite simply disappear over several borders into the former Soviet Union.

In case the car doesn't come back, be sure to buy a replacement that requires less petrol.

[Cascade]

rogerclee, on Aug 3 2008, 06:45 PM, said:

Anybody ever gotten their car stolen? I was playing at a sectional and my car just disappeared. I actually knew the spot that I parked at, and I looked everywhere for it, so I think it is safe to assume I lost it.

I filed a police report and called my insurance company, but I haven't heard anything yet. I am pretty sure my insurance covers this, so I'm not too worried about it.

Should I do anything else in particular?

RIP cleemobile .

Good luck with getting it back.

I know the feeling of losing your car since I have written off two cars in crashes in the last month.

[jillybean]

C'mon guys, it is just a car

[kfay]

My car disappeared once. Turns out it was impounded.

Do you have 10 unpaid parking tickets? Or some other reason why the city would want to tow your car?

How are you going to get all the hot babes now? Insurance probably doesn't cover that.

[jtfanclub]

Maybe somebody threw it into the sun....

Sorry. I had a friend whose car was stolen in front of his house. And usually, it's not "just a car", it's your freedom of movement. In some cases, it's your employment. In the old west, they hung horse thieves. Maybe if they more seriously punished these punks, they'd stop joyriding.

At any rate, best of luck, and if you're making payments on the car be sure to call the financial company right away. They have...ways of finding stolen cars. OK, actually, they have the car info from all of the impound lots from around the country, so if your car gets stolen, then abandoned, then impounded, they can find it.

[blackshoe]

jtfanclub, on Aug 3 2008, 09:23 PM, said:

In the old west, they hung horse thieves.

hanged.

[nickf]

blackshoe, on Aug 4 2008, 01:30 PM, said:

jtfanclub, on Aug 3 2008, 09:23 PM, said:

In the old west, they hung horse thieves.

hanged.

No, no I think he means they hung pictures of them in the Rustlers Hall of Fame.

nickf
sydney

[Apollo81]

what a weird thread

[kenberg]

jtfanclub, on Aug 3 2008, 09:23 PM, said:

Maybe somebody threw it into the sun....

Sorry. I had a friend whose car was stolen in front of his house. And usually, it's not "just a car", it's your freedom of movement. In some cases, it's your employment. In the old west, they hung horse thieves. Maybe if they more seriously punished these punks, they'd stop joyriding.

At any rate, best of luck, and if you're making payments on the car be sure to call the financial company right away. They have...ways of finding stolen cars. OK, actually, they have the car info from all of the impound lots from around the country, so if your car gets stolen, then abandoned, then impounded, they can find it.

Whether they hanged them or hung them you have a point. Car theft (as opposed to the more violent car-jacking) is treated very lightly. As mentioned, when my car was stolen it appears it was just someone who needed to get from one place to another and taking my car seemed to be a reasonable way to do it. Hang em high!

The account of the capture wasn't in the paper
But you know they hanged old Smack right there, instead of later. --- Carol King

[sceptic]

matmat, on Aug 3 2008, 05:05 PM, said:

rogerclee, on Aug 3 2008, 11:09 AM, said:

sceptic, on Aug 3 2008, 01:29 AM, said:

Actually cars do not dissappear, they have to be removed

You can not have looked everywhere for it, as it has to be somewhere

You have not lost it, it would appear to have been stolen

What is the point of this?

probably an attempt at being funny.

no probably about it, I was funny, (officially sanctioned by other forum readers that have passed comments) your trouble is you appear to take life to seriously, I have seen examples of certain members here thinking some one is funny when they are drunk. sigh now that is funny in itself.