Experience suggests that it is rarely right to ruff in these situations, but the fact that it is posted as a problem suggests that, on this hand, it may be correct. However, I can't see why that is so, without a double-dummy analysis such as GIB uses. After all, why can't partner hold J98x in clubs?
Now, if partner holds the
♦Q, we are safe if we ruff and return a diamond, since declarer has an unavoidable diamond loser, but I don't see how pitching a heart on the 1st club affects this.
And if declarer holds the
♦Q, then I don't see how ruffing helps. If we return a diamond, declarer wins, pulls trump and runs the clubs if he can. If he can't run clubs even after our ruff, then surely he is going down when we don't ruff?
I admit I am posting while pressed for time, so gave this no more than and possibly less time than I would at the table and I look forward to seeing where I erred
'one of the great markers of the advance of human kindness is the howls you will hear from the Men of God' Johann Hari
Pass - 1S - 3H - 4S
5H - 5S - AP