Posted 2007-December-26, 22:25
If you don't want to read all of this stuff below, I think, if you are missing the K, 3, and 2, that you should play for the drop if the spot card is the 2 OR if you're playing against good opponents. You should finesse if the spot card is the 3 and your opponents are not that good.
I think it may depend, if you're playing against opponents assumed to follow up the line. However, this sounds sort of crazy to me, so somebody should definitely smack me on the head and tell me why I'm wrong.
Let's say you're missing the K, 3, and 2. There are eight possible divisions, all with approximately equal probability.
K32 --
K3 2
K2 3
K 32
-- K32
2 K3
3 K2
32 K
Let's say you're playing against someone who always follows up the line and the 2 is played. Then the possible divisions are
K3 2 - both lines lose
K 32 - drop wins
-- K32 - both lines lose
3 K2 - finesse wins
This is that 52.4-47.6 split that favors the drop.
If the 3 had been played, then there would be only two possibilities.
K2 3 - both lines lose
2 K3 - finesse wins
So in this case, you should finesse!
If you're playing against someone who plays 2 or 3 randomly from 23, then it's 52.4-47.6 by the same logic for the drop.
Notice that all of this is on the assumption that dummy actually only had one trump to lead; that is, there was no double-hook available. If a double-hook is available, then obviously you should be finessing.