This is an excellent question: not the least bit stupid
I suspect that you will get a number of differing suggestions.
One important factor is the form of scoring.
If you are playing mps, an overtrick may be horrible. Let's say that the opps had a power auction: say LHO opened and jump rebid in a suit, and responder immediately launched into 4N and, on learning that an Ace was missing, jumped to 6N. Let's also assume that you hold xxx in opener's suit and nothing useful in the suit bid by declarer. Well, they sure sound like they are making and you know from your hand that they are running 6+ tricks in opener's suit and have at least a chance of 4 or 5 in declarer's suit. And when the opps bid so strongly, you can expect that the entire field will be in 6N. Now is the time to forget about trying to beat the contract: take your Ace.
If they have a slow, tortured auction to 6N, and/or your hand suggests that cards are not lying well for them, don't lead the Ace: since doing so will probably give them a precious tempo and/or a trick.
If they are in a suit contract and you have an unpleasant surprise in store for them in trump, cash your Ace. Beware, however, that if you hold, say, Qxx in a suit in which they rate to have a two-way guess or they have (example) AJxxxx opposite K10x, many declarers will finesse you for the Queen, even holding a 9 card fit because they think that you are more likely to lead an Ace when you hold a trump trick. So if your 'surprise' is Qxx, and there is a chance that dummy holds a top honour, consider the risk of the A trick going away if you do not lead it.
At imps, you are less likely to lead the Ace unless you believe that your side has another probable trick somewhere. The lead of the Ace often sets up a winner for the opponents and almost always buys them a tempo. Thus if you hold Qxx in a side suit and partner holds the K, leading the Ace may set up enough tricks for them to pitch their losers in the suit: whereas had you led from the Q, you'd retain the side Ace and be able to cash out when declarer tackled that suit.
So the inference that the lead of the Ace suggests a trump trick is even stronger at imps, and you should be aware of it.
BTW, there are times when the correct lead is to underlead the Ace!
I have seen this several times: the correct time to do it is when dummy has suggested possession of the K.
Thus, my first use of this came on an auction in which my competent opponents bid 1N (on my right) 4
♣ (ace asking) 4
♠ 6N
I held the
♦A and knew that my LHO had to have the A or K of each suit, since otherwise he would not have asked for aces. So I led a small
♦ and got lucky in that dummy held KJ and opener xxx. Declarer made the normal misguess and went down several tricks, with 12 winners off the top on any other lead. That was at rubber scoring, and I am not at all sure that the lead was correct at mps. At mps, I think the A would have been better: had dummy held KQ, declarer would have had 13 tricks on a small
♦ lead.
I am sure that others will post other good factors to bear in mind, but I hope my suggestions help you.
'one of the great markers of the advance of human kindness is the howls you will hear from the Men of God' Johann Hari